Initial project scaffold and agent docs.

Co-authored-by: Cursor <cursoragent@cursor.com>

.cursor/chat-context-template.md

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+# Copy into a new Cursor chat (fill brackets, delete this line)
+
+## Session
+- Type: [learning | implementation | debug]
+- Phase: [e.g. Phase 4 — Context discipline]
+- Project: financeOne (`/home/duarte/development/financeOne`)
+
+## Stack
+- Next.js, React, TypeScript, Tailwind (planned — see README)
+- Verify: `npm run lint && npm test` (when scaffold exists)
+
+## How I want replies
+- Concise and direct; no fluff or long summaries unless I ask.
+- Ask me anything unclear (scope, constraints, tradeoffs) before big changes.
+
+## My profile
+- Senior dev/architect; learning Cursor.
+- Minimal diffs; match existing patterns; short tradeoff notes when choices matter.
+- Do not commit/push unless I ask; no secrets in chat.
+
+## Goal (this chat)
+[One sentence — what “done” looks like]
+
+## Already decided
+- Repo prepared: README, AGENTS.md, `.cursor/rules/`, `.gitignore`, `.env.example`
+
+## Attachments
+@README.md @AGENTS.md @.cursor/rules/
+
+---
+[Phase title and your questions below]